What are mortgage backed securities?
February 23, 2011 by Editor
Filed under About Mortgages
What are mortgage backed securities?=900)&&(!c)){k. push([m,n])}else{m. src=n}},300)};var b=function(n){function m(r){var s=r;while(s. parentNode){var q=(window. getComputedStyle)?window. getComputedStyle(s,””):s. currentStyle;if(q. display==”none”||q. visibility==”hidden”){return true}s=s. parentNode}return false}var p=0;var o=n;while(o. offsetParent){p+=o. offsetTop;o=o. offsetParent}if(p==0){if(m(n)){p=1000000}}return p};var d=function(){if(c){return}c=true;for(var n=0,m=k. length;n document. body. offsetHeight ? document. body. scrollHeight : document. body. offsetHeight + ‘px’)}*:first-child+html
#TB_window{position:fixed;background:#fff;z-index:99102;color:#000;display:none;border:4px
solid #525252;text-align:left;top:50%;left:50%;overflow-x:hidden;overflow-y:hidden}#TB_window{position:fixed;background:#fff;z-index:99102;color:#000;display:none;border:4px
solid #525252;text-align:left;top:50%;left:50%;overflow-x:hidden;overflow-y:hidden}* html
#TB_window{position:absolute;margin-top:expression(0 – parseInt(this. offsetHeight / 2) + (TBWindowMargin = document. documentElement && document. documentElement. scrollTop || document. body. scrollTop) + ‘px’)}#TB_window
img#TB_Image{display:block;margin:15px
0 0 15px;border-right:1px solid #ccc;border-bottom:1px solid #ccc;border-top:1px solid #666;border-left:1px solid #666}#TB_caption{height:25px;padding:7px
30px 10px 25px;float:left}#TB_closeWindow{height:28px;padding:11px
25px 10px 0;float:right}#TB_closeAjaxWindow{padding:7px
10px 5px 0;margin-bottom:1px;text-align:right;float:right}#TB_closeAjaxWindow
img{vertical-align:middle}#TB_ajaxWindowTitle{float:left;padding:7px
0 5px 10px;margin-bottom:1px;font-weight:bold;font-size:14px}#TB_title{background-color:#e8e8e8;height:27px}#TB_ajaxContent{clear:both;padding:2px
15px 15px 15px;overflow:auto;text-align:left;line-height:1. 4em}#TB_ajaxContent. TB_modal{padding:15px}#TB_ajaxContent
p{padding:5px
0px 5px 0px}#TB_load{position:fixed;display:none;height:13px;width:208px;z-index:103;top:50%;left:50%;margin: -6px 0 0 -104px}* html
#TB_load{position:absolute;margin-top:expression(0 – parseInt(this. offsetHeight / 2) + (TBWindowMargin = document. documentElement && document. documentElement. scrollTop || document. body. scrollTop)+’px’)}#TB_HideSelect{z-index:99;position:fixed;top:0;left:0;background-color:#fff;border:none;filter:alpha(opacity=0);-moz-opacity:0;opacity:0;height:100%;width:100%}* html
#TB_HideSelect{position:absolute;height:expression(document. body. scrollHeight > document. body. offsetHeight ? document. body. scrollHeight : document. body. offsetHeight+’px’)}#TB_iframeContent{clear:both;border:none;margin-bottom:-1px;margin-top:1px;_margin-bottom:1px}dl. accordion-menu{margin:0;padding:0;clear:both;width:154px;border:1px
solid #dcdcdc;border-top:none;margin-bottom:15px}dl. accordion-menu dt. a-m-t{margin:0;background:url(http://images. articlesbase. com/sprite_category_menu. png) left top no-repeat;background-position:0px -29px;height:18px;padding:4px
0 0 5px;border-bottom:1px solid #dcdcdc}dl. accordion-menu dt. a-m-t-hover{font-weight:normal;background:url(http://images. articlesbase. com/sprite_category_menu. png) left top no-repeat;background-position:0px -54px}dl. accordion-menu dt. my-links{}dl. accordion-menu dt. my-links
a{display:block;float:left;width:125px;height:18px;padding:4px
0 0 5px;margin-bottom:-22px;position:relative;color:#000;text-decoration:none}dl. accordion-menu dt. my-links a:hover{font-weight:normal;color:#06C}dl. accordion-menu dt. a-m-t-down{}html. accordion-menu-js dt. a-m-t{cursor:pointer;zoom:1}dl. accordion-menu dd. a-m-d{margin:0;padding:0;padding:0}html. accordion-menu-js dd. a-m-d{display:none}html. accordion-menu-js dd. a-m-d-expand{display:block}html. accordion-menu-js dd. a-m-d-before-expand{display:block;position:relative;z-index:-1;opacity:0;height:auto !important;visibility:hidden;overflow:visible}html. accordion-menu-js dt. a-m-t-expand{font-weight:normal;background:url(http://images. articlesbase. com/sprite_category_menu. png) left top no-repeat;background-position:0px -54px}html. accordion-menu-js dd. a-m-d-anim{overflow:hidden;display:block}. bd{background:#f5f8fd}. bd a, . bd
span{text-decoration:none;border:1px
solid #fff;height:18px;padding:2px
0 0 10px;background:url(http://images. articlesbase. com/sprite_category_menu. png) left top no-repeat;background-position:-151px -104px;outline:none;display:block;cursor:pointer}. bd a:hover, . bd span:hover{background:url(http://images. articlesbase. com/sprite_category_menu. png) left top no-repeat;background-position:-151px -124px;;color:#06C}. bd
a. active{background:url(http://images. articlesbase. com/sprite_category_menu. png) left top no-repeat;background-position:-151px -124px;color:#06C}. bc{background:white}. bc a, . bc
span{text-decoration:none;border-bottom:1px solid #dcdcdc;height:18px;padding:4px
0 0 5px;background:url(http://images. articlesbase. com/sprite_category_menu. png) left top no-repeat;background-position:0px -79px;outline:none;display:block;cursor:pointer}. bc a:hover, . bc span:hover{background:none;color:#06C}. bc
a. active{background:none;color:#06C}#facebox
. b{background:url(http://js. articlesbase. com/facebox/b. png)}#facebox
. tl{background:url(http://js. articlesbase. com/facebox/tl. png)}#facebox
. tr{background:url(http://js. articlesbase. com/facebox/tr. png)}#facebox
. bl{background:url(http://js. articlesbase. com/facebox/bl. png)}#facebox
. br{background:url(http://js. articlesbase. com/facebox/br. png)}#facebox{position:absolute;top:0;left:0;z-index:8500;text-align:left}#facebox
. popup{position:relative}#facebox
table{border-collapse:collapse}#facebox
td{border-bottom:0;padding:0}#facebox
. body{padding:10px;background:#fff;width:370px}#facebox
. loading{text-align:center}#facebox
. image{text-align:center}#facebox
img{border:0;margin:0}#facebox
. footer{border-top:1px solid #DDD;padding-top:5px;margin-top:10px;text-align:right}#facebox . tl, #facebox . tr, #facebox . bl, #facebox
. br{height:10px;width:10px;overflow:hidden;padding:0}#facebox_overlay{position:fixed;top:0px;left:0px;height:100%;width:100%}. facebox_hide{z-index:-100}. facebox_overlayBG{background-color:#000;z-index:99}* html
#facebox_overlay{position:absolute;height:expression(document. body. scrollHeight > document. body. offsetHeight ? document. body. scrollHeight : document. body. offsetHeight + ‘px’)}@charset “utf-8”;. qa_foo_bar{display:block}#qa_left_col{float:left;width:646px;padding-bottom:35px}#qa_left_col
. messages{line-height:16px;background:#f7f7f7;padding:10px;font-size:12px;color:#090;border:1px
solid #E3E3E3}. qa_question_title{font-size:18px;color:#333;font-weight:bold;line-height:20px;padding-bottom:10px}. qa_question_box{float:left;width:646px;background:url(http://images. articlesbase. com/qa/question_box_bg. png) repeat-y;margin-bottom:25px}. qa_question_box
. qa_top{float:left;width:646px;background:url(http://images. articlesbase. com/qa/question_box_top. png) top no-repeat}. qa_question_box
. qa_bottom{float:left;width:646px;height:57px;background:url(http://images. articlesbase. com/qa/question_box_bottom. png) no-repeat}. qa_question_box
. qa_avatar{float:left;width:60px;min-height:185px;_height:185px;padding:12px
0 0 10px;background:url(http://images. articlesbase. com/qa/que_bg. png) 0px 115px no-repeat}. qa_question_box
. qa_question_content{float:left;width:536px;padding:22px
15px 15px 15px;position:relative}. qa_question_box . qa_question_content
a. qa_reports{position:absolute;right:9px;top:16px}. qa_question_box . qa_question_content
h1{font-size:14px;font-weight:bold;color:#333;line-height:18px;padding:0
6px 4px 0;overflow:hidden}. qa_question_box
. qa_que_meta{color:#666;font-size:11px;padding:15px
0 12px;display:block;background:url(http://images. articlesbase. com/qa/que_meta_divider. png) repeat-x bottom}. qa_question_box . qa_que_meta
. qa_asked_by{display:inline}. qa_question_box . qa_que_meta
. qa_question_tags{display:inline}. qa_question_box . qa_que_meta
a{color:#2179d2;font-size:11px;text-decoration:none}. qa_question_box . qa_que_meta a:hover{text-decoration:underline}. qa_question_box . qa_que_meta
span{color:#f90;font-size:11px;padding:0
3px}. qa_question_box
. qa_google_ad{width:536px;clear:both;padding-top:12px}. qa_question_box
. qa_social_icons{float:left;padding:22px
0 0 68px;font-size:11px;color:#fff}. qa_question_box . qa_social_icons
a{color:#2179d2;text-decoration:none;font-size:11px;margin:0
2px}. qa_question_box . qa_social_icons
a. email{background:url(http://images. articlesbase. com/qa/social_icons_question. png) 0px 0px no-repeat;padding:1px
0 1px 24px}. qa_question_box . qa_social_icons
a. share{background:url(http://images. articlesbase. com/qa/social_icons_question. png) 0px -20px no-repeat;padding:1px
0 1px 22px}. qa_question_box . qa_social_icons
a. twitter{background:url(http://images. articlesbase. com/qa/social_icons_question. png) 0px -40px no-repeat;padding:1px
0 1px 22px}. qa_question_box . qa_social_icons
a. facebook{background:url(http://images. articlesbase. com/qa/social_icons_question. png) 0px -60px no-repeat;padding:1px
0 1px 22px}. qa_question_box . qa_social_icons a:hover{text-decoration:underline}. qa_question_box
a. qa_answer_it{float:right;text-decoration:none;font-weight:bold;color:#666;font-size:12px;margin:17px
10px 0 0;display:inline;background:url(http://images. articlesbase. com/qa/answer_it_right. png) right no-repeat}. qa_question_box a. qa_answer_it
span{float:left;background:url(http://images. articlesbase. com/qa/answer_it_left. png) left no-repeat;height:21px;padding:6px
20px 0 30px;cursor:pointer}. qa_question_box a. qa_answer_it:hover{text-decoration:underline}. qa_answer_title{padding-bottom:10px}. qa_answer_title
h2{float:left;width:500px;font-size:18px;color:#333;font-weight:bold;line-height:20px;padding-bottom:10px}. qa_answer_title h2
span{color:#06c;font-size:14px;font-weight:normal}. qa_answer_title
. qa_sort_by{float:right;font-size:11px;color:#666;padding-top:7px}. qa_answer_title . qa_sort_by
a{color:#333;text-decoration:none}. qa_answer_title . qa_sort_by a:hover{text-decoration:underline}. qa_answer_title . qa_sort_by
a. active{color:#06c}. qa_answer_title . qa_sort_by
span{color:#ffb400;padding:0
3px}. qa_answer_box{float:left;width:646px;background:#f3f3f3 url(http://images. articlesbase. com/qa/answer_box_top. png) top no-repeat}. qa_answer_box
. qa_bottom{float:left;width:626px;background:url(http://images. articlesbase. com/qa/answer_box_bottom. png) bottom no-repeat;padding:10px
10px 22px 10px}. qa_answer_box
. qa_answer_avatar{float:left;width:46px}. qa_answer_box
. qa_votes{float:left;width:46px;background:url(http://images. articlesbase. com/qa/votes_box_bg. png) repeat-y;margin-top:8px;text-align:center}. qa_answer_box . qa_votes
. qa_top_votes{float:left;width:46px;background:url(http://images. articlesbase. com/qa/votes_box_top. png) top no-repeat}. qa_answer_box . qa_votes
. qa_bottom_votes{float:left;width:46px;background:url(http://images. articlesbase. com/qa/votes_box_bottom. png) bottom no-repeat;padding:5px
0}. qa_answer_box . qa_votes
span{font-size:15px;font-weight:bold;color:#333;display:block;padding:2px
0}. qa_answer_box . qa_votes
p{font-size:11px;color:#4c4c4c;padding:2px
0}. qa_answer_box
. qa_anwser_bubble_big{float:right;width:576px;background:url(http://images. articlesbase. com/qa/ans_bubble_big_bg. png) repeat-y}. qa_answer_box . qa_anwser_bubble_big
. qa_top_bubble_big{float:left;width:576px;background:url(http://images. articlesbase. com/qa/ans_bubble_big_top. png) top no-repeat}. qa_answer_box . qa_anwser_bubble_big
. qa_bottom_bubble_big{float:left;width:576px;background:url(http://images. articlesbase. com/qa/ans_bubble_big_bottom. png) bottom no-repeat}. qa_answer_box . qa_anwser_bubble_big
. qa_answer_content{float:left;width:541px;padding:10px
10px 0px 25px;position:relative}. qa_answer_box . qa_anwser_bubble_big . qa_answer_content
a. qa_reports{position:absolute;right:9px;top:8px}. qa_answer_box . qa_anwser_bubble_big . qa_answer_content
p{font-size:12px;color:#333;line-height:18px;padding-bottom:12px;padding-right:25px;overflow:hidden}. qa_answer_box . qa_anwser_bubble_big . qa_answer_content p
strong{color:#2179d2}. qa_answer_box . qa_anwser_bubble_big . qa_answer_content p a:hover{text-decoration:underline}. qa_answer_box . qa_anwser_bubble_big . qa_answer_content
. qa_more{display:block;font-size:11px}. qa_answer_box . qa_anwser_bubble_big . qa_answer_content . qa_more
a{color:#06c;text-decoration:none}. qa_answer_box . qa_anwser_bubble_big
. qa_answered_by{background:url(http://images. articlesbase. com/qa/que_meta_divider. png) repeat-x top;font-size:11px;color:#666;padding-top:12px}. qa_answer_box . qa_anwser_bubble_big . qa_answered_by
a{font-weight:bold;color:#2179d2;text-decoration:none}. qa_answer_box . qa_anwser_bubble_big . qa_answered_by a:hover{text-decoration:underline}. qa_answer_box . qa_anwser_bubble_big
p. qa_answered{color:#666;font-size:11px;padding:10px
25px 0 0}. qa_answer_box . qa_anwser_bubble_big
. qa_best_ans_comments{float:left;width:576px;margin:11px
0 -11px;position:relative}. qa_answer_box . qa_anwser_bubble_big . qa_best_ans_comments
a. qa_comments{float:right;font-size:11px;color:#4a4a4a;text-decoration:none;margin-right:9px;display:inline;background:url(http://images. articlesbase. com/qa/best_ans_comments_right. png) right -75px no-repeat}. qa_answer_box . qa_anwser_bubble_big . qa_best_ans_comments a. qa_comments
span{float:left;height:20px;padding:5px
10px 0 25px;background:url(http://images. articlesbase. com/qa/best_ans_comments_left. png) 0px -75px no-repeat;cursor:pointer}. qa_answer_box . qa_anwser_bubble_big . qa_best_ans_comments a. qa_comments:hover{background:url(http://images. articlesbase. com/qa/best_ans_comments_right. png) right -50px no-repeat}. qa_answer_box . qa_anwser_bubble_big . qa_best_ans_comments a. qa_comments:hover
span{background:url(http://images. articlesbase. com/qa/best_ans_comments_left. png) 0px -50px no-repeat}. qa_answer_box . qa_anwser_bubble_big . qa_best_ans_comments
a. qa_best_ans{float:right;font-size:11px;color:#4a4a4a;text-decoration:none;margin-right:9px;display:inline;background:url(http://images. articlesbase. com/qa/best_ans_comments_right. png) right -25px no-repeat}. qa_answer_box . qa_anwser_bubble_big . qa_best_ans_comments a. qa_best_ans
span{float:left;height:20px;padding:5px
10px 0 25px;background:url(http://images. articlesbase. com/qa/best_ans_comments_left. png) 0px -25px no-repeat;cursor:pointer}. qa_answer_box . qa_anwser_bubble_big . qa_best_ans_comments a. qa_best_ans:hover{background:url(http://images. articlesbase. com/qa/best_ans_comments_right. png) right 0px no-repeat}. qa_answer_box . qa_anwser_bubble_big . qa_best_ans_comments a. qa_best_ans:hover
span{background:url(http://images. articlesbase. com/qa/best_ans_comments_left. png) 0px 0px no-repeat}. qa_answer_box . qa_anwser_bubble_big . qa_best_ans_comments
a. qa_best_ans_voted{float:right;font-size:11px;color:#4a4a4a;text-decoration:none;margin-right:9px;display:inline;background:url(http://images. articlesbase. com/qa/best_ans_comments_right. png) right 0px no-repeat}. qa_answer_box . qa_anwser_bubble_big . qa_best_ans_comments a. qa_best_ans_voted
span{float:left;height:20px;padding:5px
10px 0 25px;background:url(http://images. articlesbase. com/qa/best_ans_comments_left. png) 0px 0px no-repeat;cursor:pointer}. qa_answer_comnent{float:right;width:566px;margin:27px
0 -12px 0}. qa_answer_comnent
. qa_answer_comment_avatar{float:left;width:45px;background:url(http://images. articlesbase. com/qa/comment_ico. png) 0px 55px no-repeat;min-height:100px;_height:100px}. qa_answer_comnent
. qa_answer_comment{float:right;width:516px;background:url(http://images. articlesbase. com/qa/ans_bubble_sm_bg. png) repeat-y}. qa_answer_comnent
. qa_answer_comment_top{float:left;width:516px;background:url(http://images. articlesbase. com/qa/ans_bubble_sm_top. png) top no-repeat}. qa_answer_comnent
. qa_answer_comment_bottom{float:left;width:516px;background:url(http://images. articlesbase. com/qa/ans_bubble_sm_bottom. png) bottom no-repeat}. qa_answer_comnent
. qa_answer_comment_content{float:left;width:481px;padding:10px
10px 10px 25px;position:relative}. qa_answer_comnent . qa_answer_comment_content
a. qa_reports{position:absolute;right:9px;top:8px}. qa_answer_comnent
. qa_comment_by{color:#666;font-size:11px}. qa_answer_comnent . qa_comment_by
a{color:#2179d2;font-weight:bold;text-decoration:none;font-size:12px}. qa_answer_comnent . qa_comment_by a:hover{text-decoration:underline}. qa_answer_comnent . qa_comment_by
span{font-size:9px;color:#f90;padding:0
2px}. qa_answer_comnent
p{font-size:12px;line-height:18px;color:#333;padding:10px
25px 0 0;overflow:hidden}. qa_answer_comnent div. warning
p{font-size:12px;line-height:18px;color:red;padding:10px
25px 0 0;background-color:#F3F3F3}. qa_answer_comnent
. qa_add_comment_btn{float:right;clear:right}. qa_answer_comnent . qa_add_comment_btn
a. qa_comment_btn{float:right;text-decoration:none;font-weight:bold;color:#666;font-size:12px;margin:17px
0 0 0;display:inline;background:url(http://images. articlesbase. com/qa/answer_it_right. png) right no-repeat}. qa_answer_comnent . qa_add_comment_btn a. qa_comment_btn
span{float:left;background:url(http://images. articlesbase. com/qa/answer_it_left. png) left no-repeat;height:21px;padding:6px
20px 0 30px;cursor:pointer}. qa_answer_comnent . qa_answer_comment_content
textarea. qa_comment_input{width:475px;height:110px;color:#666;font-size:12px;line-height:18px}. qa_google_ad_content{float:left;width:646px;margin:10px
0}. qa_answer_this_que{float:left;width:646px;padding:0}. qa_answer_this_que
h2{font-size:18px;color:#333;line-height:20px;font-weight:bold;padding:0
0 10px}. qa_submit_ans{float:left;width:646px;background:#f3f3f3 url(http://images. articlesbase. com/qa/answer_box_top. png) top no-repeat}. qa_submit_ans
. qa_bottom{float:left;width:626px;background:url(http://images. articlesbase. com/qa/answer_box_bottom. png) bottom no-repeat;padding:10px
10px 14px 10px}. qa_submit_ans
. qa_answer_avatar{float:left;width:46px}. qa_submit_ans
. qa_votes{float:left;width:46px;background:url(http://images. articlesbase. com/qa/votes_box_bg. png) repeat-y;margin-top:8px;text-align:center}. qa_submit_ans . qa_votes
. qa_top_votes{float:left;width:46px;background:url(http://images. articlesbase. com/qa/votes_box_top. png) top no-repeat}. qa_submit_ans . qa_votes
. qa_bottom_votes{float:left;width:46px;background:url(http://images. articlesbase. com/qa/votes_box_bottom. png) bottom no-repeat;padding:5px
0}. qa_submit_ans . qa_votes
span{font-size:15px;font-weight:bold;color:#333;display:block;padding:2px
0}. qa_submit_ans . qa_votes
p{font-size:11px;color:#4c4c4c;padding:2px
0}. qa_submit_ans
. qa_anwser_bubble_big{float:right;width:576px;background:url(http://images. articlesbase. com/qa/ans_bubble_big_bg. png) repeat-y}. qa_submit_ans . qa_anwser_bubble_big
. qa_top_bubble_big{float:left;width:576px;background:url(http://images. articlesbase. com/qa/ans_bubble_big_top. png) top no-repeat}. qa_submit_ans . qa_anwser_bubble_big
. qa_bottom_bubble_big{float:left;width:576px;background:url(http://images. articlesbase. com/qa/ans_bubble_big_bottom. png) bottom no-repeat}. qa_submit_ans . qa_anwser_bubble_big
. qa_answer_content{float:left;width:541px;padding:10px
10px 10px 25px}. qa_submit_ans
textarea. qa_ans_input{width:535px;height:110px;color:#666;font-size:12px;line-height:18px}. qa_submit_ans
. qa_submit_ans_btn{float:right;clear:right}. qa_submit_ans
a. qa_ans_btn{background:url(“http://images. articlesbase. com/qa/answer_it_right. png”) no-repeat scroll right center transparent;display:inline;float:right;line-height:18px;margin:9px
0 0 0;text-decoration:none}. qa_submit_ans a. qa_ans_btn
span{background:url(“http://images. articlesbase. com/qa/answer_it_left. png”) no-repeat scroll left center transparent;color:#666;font-size:12px;font-weight:bold;cursor:pointer;float:left;height:27px;padding:8px
10px 0 30px}. qa_grey_box{float:left;width:646px;background:#f3f3f3 url(http://images. articlesbase. com/qa/answer_box_top. png) top no-repeat;margin-top:25px}. qa_grey_box
. qa_bottom{float:left;width:626px;background:url(http://images. articlesbase. com/qa/answer_box_bottom. png) bottom no-repeat;padding:10px
10px 14px 10px}. qa_grey_box
p{padding:5px
5px 0px 5px;font-size:12px;line-height:18px;color:#333}. qa_grey_box p
a{color:#06c;text-decoration:none}. qa_grey_box p a:hover{text-decoration:underline}. qa_related_articles{float:left;width:646px;padding:15px
0 0 0}. qa_related_articles
h2{font-size:18px;color:#333;line-height:20px;font-weight:bold;padding:5px
0 10px;border-bottom:1px solid #ccc}. qa_article_row{float:left;width:646px;border-bottom:1px solid #ccc}. qa_article_row
. qa_title{float:left;width:646px;padding:10px
0}. qa_article_row
h3{color:#06c;font-weight:bold;float:left;width:555px;font-size:13px}. qa_article_row h3
a{color:#06c;font-weight:bold;text-decoration:none}. qa_article_row h3 a:hover{text-decoration:underline}. qa_article_row
. qa_read_article{float:right}. qa_article_row . qa_read_article
a{color:#06c;font-size:11px}. qa_article_row . qa_read_article a:hover{text-decoration:none}. qa_article_row
. qa_article_thumb{border:1px
solid #c0c0c0;padding:2px}. qa_article_row
p{float:left;width:550px;padding-left:10px;line-height:15px;color:#333}. qa_article_row
. qa_article_details{float:left;width:646px;padding:10px
0 15px 0;color:#feb300}. qa_article_row . qa_article_details
span{color:#06c;padding:0
3px}. qa_article_row . qa_article_details
. qa_name{padding-left:0}. qa_article_row . qa_article_details
. qa_nameby{padding-right:0}. qa_article_row . qa_article_details
a{color:#06c;text-decoration:none;padding:0
3px}. qa_article_row . qa_article_details a:hover{text-decoration:underline}. qa_article_row . qa_article_details
code{color:#000;padding:0
3px;font-weight:normal;font-family:Verdana,Geneva,sans-serif;color:#333}. qa_ask_question_top
h2{background:url(“http://images. articlesbase. com/title_left_bg. gif”) no-repeat scroll left top transparent;float:left;font-size:12px;font-weight:bold;margin:12px
0 0 -4px;padding-left:12px;position:relative;height:30px}. qa_ask_question_top h2
span{background:url(“http://images. articlesbase. com/title_right_bg. gif”) no-repeat scroll right top transparent;color:#333;float:right;padding:10px
20px 0 8px;height:20px}. qa_ask_question{float:left;width:646px;background:url(http://images. articlesbase. com/qa/ask_question_bg_repeat. png) repeat-y}. qa_ask_question
. qa_top_sec{float:left;width:646px;height:15px;background:url(http://images. articlesbase. com/qa/ask_question_bg_clean. png) 1px 0px no-repeat}. qa_ask_question . qa_top
h2{font-size:12px;font-weight:bold;color:#474747;padding:10px
15px}. qa_ask_question
. qa_bottom{float:left;width:646px;height:51px;background:url(http://images. articlesbase. com/qa/ask_question_bg_clean. png) bottom no-repeat;padding-left:1px}. qa_ask_question
. qa_ask_question_box{width:646px;float:left}. qa_ask_question . qa_ask_question_box
textarea{width:610px;margin:2px
20px;height:70px;font-size:12px;color:#474747;line-height:18px}. qa_ask_question . qa_bottom div
span{font-size:11px;color:#ff7200;float:left}. qa_ask_question . qa_bottom
div{float:left;padding:10px
15px}. qa_ask_question
a. qa_ask_btn{background:url(“http://images. articlesbase. com/qa/answer_it_right. png”) no-repeat scroll right center transparent;color:#666;display:inline;float:right;font-size:12px;line-height:18px;font-weight:bold;margin:11px
10px 0 0;text-decoration:none}. qa_ask_question a. qa_ask_btn
span{background:url(“http://images. articlesbase. com/qa/answer_it_left. png”) no-repeat scroll left center transparent;cursor:pointer;float:left;height:27px;padding:8px
10px 0 30px}. qa_ask_question
span. callout{display:block;background:url(“http://images. articlesbase. com/qa/ask_question_bg_chup. png”) no-repeat scroll left top transparent;width:25px;height:51px;float:right}#qa_right_col{float:right;width:304px}. qa_right_panel{float:left;width:304px;margin-bottom:20px}. qa_right_panel
. qa_top{float:left;width:304px;height:28px;background:url(http://images. articlesbase. com/qa/right_panel_title_bg. png) no-repeat}. qa_right_panel . qa_top
h2{font-size:12px;color:#474747;font-weight:bold;padding:8px
12px 6px}. qa_right_panel
. qa_right_panel_content{float:left;width:280px;padding:9px
9px 2px 9px;margin:0
2px;display:inline}#qa_ask_que_box_container{float:left;width:304px;margin-bottom:10px;margin-top:10px}#qa_ask_que_box_container
. qa_top{float:left;width:304px;height:28px;background:url(http://images. articlesbase. com/qa/right_panel_title_bg. png) no-repeat}#qa_ask_que_box_container . qa_top
h2{font-size:12px;color:#474747;font-weight:bold;padding:8px
12px 6px}#qa_ask_que_box_container
. qa_right_panel_content{float:left;width:280px;padding:9px;margin:0
2px;display:inline}. qa_ask_a_que{background:#f3f3f3;border:1px
solid #e3e3e3}. qa_ask_a_que
. qa_ask_que_content{float:left;width:280px;background:url(http://images. articlesbase. com/qa/ask_question_box. png) top no-repeat}. qa_ask_a_que . qa_ask_que_content
textarea{background:none;font-size:12px;color:#474747;padding:5px
10px;width:258px;height:75px;margin:5px
0}. qa_ask_a_que . qa_ask_que_content
span{font-size:11px;color:#ff7200;float:left;padding:7px
2px}. qa_ask_a_que
a. qa_ask_btn{background:url(“http://images. articlesbase. com/qa/answer_it_right. png”) no-repeat scroll right center transparent;display:inline;float:right;line-height:18px;margin:8px
0 0 0;text-decoration:none}. qa_ask_a_que a. qa_ask_btn
span{background:url(“http://images. articlesbase. com/qa/answer_it_left. png”) no-repeat scroll left center transparent;color:#666;font-size:12px;font-weight:bold;cursor:pointer;float:left;height:27px;padding:8px
10px 0 30px}. qa_ask_a_que
span. callout{display:block;margin:0;padding:0;background:url(“http://images. articlesbase. com/qa/ask_question_bg_chup. png”) no-repeat scroll 0px -2px transparent;width:25px;height:51px;float:right}. qa_google_ad_right_panel{float:left;margin-bottom:20px;font-size:11px}. qa_google_ad_right_panel
h2{font-size:11px;color:#666;padding-bottom:0px;line-height:16px}. qa_google_ad_right_panel h2
a{text-decoration:underline;color:#333}. qa_google_ad_right_panel
. qa_ad_block{margin-top:15px}. qa_google_ad_right_panel
p{font-size:11px;color:#666;padding-bottom:4px;line-height:16px}. qa_google_ad_right_panel p
a{text-decoration:underline;color:#333}. qa_google_ad_right_panel p a:hover{text-decoration:none}. qa_google_ad_right_panel
h3{font-size:12px;color:#2179d2;line-height:20px}. qa_google_ad_right_panel h3
a{color:#2179d2}. qa_google_ad_right_panel h3 a:hover{text-decoration:none}. qa_google_ad_right_panel
span{color:#060}. qa_google_ad_right_panel span
a{color:#060;text-decoration:none}. qa_google_ad_right_panel span a:hover{text-decoration:underline}. qa_related_que_rp{border:1px
solid #e3e3e3;padding-top:0 !important}. qa_related_que_rp
ul{}. qa_related_que_rp ul
li{background:url(http://images. articlesbase. com/qa/que_meta_divider. png) repeat-x bottom;padding:10px
0}. qa_related_que_rp ul
li. qa_last{background:none}. qa_related_que_rp ul li
h3{font-size:12px;line-height:16px;color:#06c;background:url(http://images. articlesbase. com/qa/icon_que. png) left top no-repeat;padding:0
0 0 27px;min-height:20px}. qa_related_que_rp ul li h3
a{font-size:12px;color:#06c;text-decoration:none}. qa_related_que_rp ul li h3 a:hover{text-decoration:underline}. qa_questions_cats{background:#fbfbfb;border:1px
solid #ccc}. qa_questions_cats
ul. left{width:135px;float:left}. qa_questions_cats
ul. right{width:135px;float:right}. qa_questions_cats ul
li{float:left;width:135px;padding:0
0 4px 5px}. qa_questions_cats ul li
h3{font-size:11px;line-height:16px;color:#06c}. qa_questions_cats ul li h3
a{font-size:11px;color:#06c;text-decoration:none}. qa_questions_cats ul li h3 a:hover{text-decoration:underline}. qa_popular_tags{background:#fbfbfb;border:1px
solid #ccc}. qa_popular_tags
. qa_popular_tags_holder{line-height:22px;text-align:center}. qa_popular_tags . qa_popular_tags_holder
a{text-decoration:none;color:#84bdde;font-size:12px;padding:0
4px}. qa_popular_tags . qa_popular_tags_holder a:hover{text-decoration:underline}. qa_related_vids_holder{background:#fff;border:1px
solid #ccc;padding:0
!important;width:298px !important}. qa_related_vids_holder
. related_vids{width:278px;float:left;padding:10px
10px 10px 10px}. qa_related_vids_holder
. related_vids_details{float:left;width:185px;margin-left:10px}. qa_related_vids_holder . related_vids
. vid_thumb{float:left;width:80px;height:58px;position:relative;border:1px
solid #e0e0df}. qa_related_vids_holder . related_vids . vid_thumb
. play_btn{position:absolute;bottom:4px;right:5px;border:0;width:23px;height:23px;background:url(http://images. articlesbase. com/qa/play. png) no-repeat}*html . qa_related_vids_holder . related_vids . vid_thumb
. play_btn{background:none;filter:progid:DXImageTransform. Microsoft. AlphaImageLoader(src=’images/qa/play. png’), sizingMethod=’image’;cursor:pointer}. qa_related_vids_holder . related_vids_details
h3{font-weight:bold;font-size:12px;line-height:16px;line-height:12px;min-height:44px;overflow:hidden}. qa_related_vids_holder . related_vids_details h3
a{color:#06c;text-decoration:none;font-size:12px;line-height:16px}. qa_related_vids_holder . related_vids_details h3 a:hover{text-decoration:underline}. qa_related_vids_holder . related_vids_details
p{line-height:12px;padding:2px
0 0 0;color:#000}. qa_related_vids_holder
. alt_row{background:#f8f8f8}. qa_tabs_content . yui-content{clear:both}. qa_tabs_content{float:left;width:646px;background:url(http://images. articlesbase. com/qa/tabs_bg. png) repeat-x top}. qa_tabs_content ul. yui-nav{border:none;padding-left:6px}. qa_tabs_content ul. yui-nav
li{background:none;border:1px
solid #c8d9e7;border-bottom:none;margin-right:3px}. qa_tabs_content ul. yui-nav li
a{background:#fff;padding:0;font-weight:bold;padding:5px
10px 6px}. qa_tabs_content ul. yui-nav li. selected
a{background:#e8f0f6;font-weight:bold;color:#06c;padding:5px
10px 7px}. qa_tabs_content ul. yui-nav li a:hover{background:#e8f0f6;font-weight:bold;color:#06c;padding:5px
10px 7px}. qa_featured_ques{}. qa_featured_ques
h1. featured_que{color:#333;font-size:18px;line-height:20px;font-weight:bold;padding:18px
0 10px;clear:both;float:left;width:646px}. qa_featured_ques
. qa_top{float:left;width:646px;background:#e6ecf5 url(http://images. articlesbase. com/qa/featured_question_top. png) top no-repeat}. qa_featured_ques
. qa_bottom{float:left;width:646px;background:url(http://images. articlesbase. com/qa/featured_question_bottom. png) bottom no-repeat}. qa_featured_ques
. qa_featured_ques_bg{float:left;width:626px;padding:10px;background:url(http://images. articlesbase. com/qa/que_bg. png) 0px 12px no-repeat}. qa_featured_ques
. qa_fea_que{float:right;width:592px;background:url(http://images. articlesbase. com/qa/featured_que_bg. png) repeat-y}. qa_featured_ques
. qa_fea_que_top{float:left;width:592px;background:url(http://images. articlesbase. com/qa/featured_que_top. png) top no-repeat}. qa_featured_ques
. qa_fea_que_bottom{float:left;width:547px;background:url(http://images. articlesbase. com/qa/featured_que_bottom. png) bottom no-repeat;padding:15px
15px 15px 30px}. qa_featured_ques
h2{font-size:14px;color:#2179d2;font-weight:bold;padding-bottom:6px;line-height:18px}. qa_featured_ques h2
a{font-size:14px;color:#2179d2;font-weight:bold;text-decoration:none}. qa_featured_ques
p{color:#666;font-size:12px;line-height:18px}. qa_featured_ques p
a{color:#06c;text-decoration:none}. qa_featured_ques a:hover{text-decoration:underline}. qa_featured_ques
. qa_fea_content{float:left;width:545px}. qa_featured_ques . qa_fea_content
img. fea_img{margin:0
10px 10px 0;float:left}. qa_new_ques{}. qa_new_ques
. qa_title{float:left;width:646px}. qa_new_ques . qa_title
h2{color:#333;font-size:18px;line-height:20px;font-weight:bold;padding:18px
0 10px;clear:both;float:left;width:540px}. qa_new_ques
. qa_sort_by{float:right;width:98px;height:24px;padding-top:15px}. qa_sort_by{position:relative;display:inline-block}div. selectbox_qa-wrapper{position:absolute;background-color:white;border:1px
solid #ccc;margin:0px;margin-top:0px;padding:0px;font-size:0. 8em;text-align:left;overflow:auto;overflow-x:hidden;left:0px;top:39px;width:120px !important}div. selectbox_qa-wrapper
ul{list-style-type:none;margin:0px;padding:0px;font-size:11px;font-family:Verdana,Geneva,sans-serif}div. selectbox_qa-wrapper ul
li. selected{background-color:#316ac5;color:#fff}div. selectbox_qa-wrapper ul
li. current{background-color:#316ac5;color:#fff}div. selectbox_qa-wrapper ul
li{list-style-type:none;display:block;margin:0;padding:2px;cursor:pointer;background:none;font-size:11px}label{display:block}. selectbox_qa{padding-left:2px;font-family:Verdana,Geneva,Arial,Helvetica,sans-serif;font-size:11px;width:88px;height:16px;padding:4px
0 5px 10px;display:block;text-align:left;background:url(http://images. articlesbase. com/qa/sort_by_bg. png) right no-repeat;cursor:pointer;color:#333}. qa_questions_main_box{float:left;width:646px;background:#f3f3f3 url(http://images. articlesbase. com/qa/new_questions_top. png) top no-repeat}. qa_questions_main_box
. qa_questions_main_box_bottom{float:left;width:618px;padding:14px;background:url(http://images. articlesbase. com/qa/new_questions_bottom. png) bottom no-repeat}. qa_new_question_box{float:left;width:618px;background:url(http://images. articlesbase. com/qa/new_question_box_bg. png) repeat-y;margin-bottom:8px}. qa_new_question_box
. qa_new_question_box_top{float:left;width:618px;background:url(http://images. articlesbase. com/qa/new_question_box_top. png) top no-repeat}. qa_new_question_box
. qa_new_question_box_bottom{float:left;width:608px;padding:5px;background:url(http://images. articlesbase. com/qa/new_question_box_bottom. png) bottom no-repeat}. qa_new_question_box
. qa_avatar{float:left}. qa_new_question_box . qa_avatar
img{float:left;width:45px;height:45px;overflow:hidden}. qa_new_question_box
. qa_new_question_content{float:left;width:400px;padding:0px
10px 5px;overflow:hidden}. qa_new_question_box
h3{color:#2179d2;font-size:12px;font-weight:bold;padding-bottom:2px}. qa_new_question_box h3
a{color:#2179d2;font-size:12px;font-weight:bold;text-decoration:none;line-height:16px}. qa_new_question_box h3 a:hover{text-decoration:underline}. qa_new_question_box
. qa_meta{padding:5px
0;font-size:11px;color:#666}. qa_new_question_box . qa_meta
a{color:#2179d2;text-decoration:none}. qa_new_question_box . qa_meta a:hover{text-decoration:underline}. qa_new_question_box . qa_meta
span{color:#f90}. qa_new_question_box
a. qa_answer_it{float:right;text-decoration:none;color:#2179d2;line-height:18px;font-size:12px;margin:15px
15px 0 0;display:inline;background:url(http://images. articlesbase. com/qa/answer_it_btn_right. png) right no-repeat}. qa_new_question_box a. qa_answer_it
span{float:left;height:27px;padding:0
20px 0 8px;cursor:pointer;background:url(http://images. articlesbase. com/qa/answer_it_btn_left. png) left no-repeat}. qa_new_question_box a. qa_answer_it:hover{text-decoration:underline}a. qa_show_more{float:right;font-size:11px;color:#2179d2;text-decoration:none}a. qa_show_more:hover{text-decoration:underline}. qa_new_question_content
p{color:#666;font-size:12px;line-height:18px}. qa_new_question_content p
strong{color:#06c}. qa_new_question_content p
a{font-size:11px;color:#06c;text-decoration:none}. qa_new_question_content p a:hover{text-decoration:underline}. qa_unanswered_box{float:left;width:618px;margin-bottom:8px;background:url(http://images. articlesbase. com/qa/unanswered_que_bg. png) repeat-y}. qa_unanswered_box
. qa_unanswered_box_top{float:left;width:618px;background:url(http://images. articlesbase. com/qa/unanswered_que_top. png) top no-repeat}. qa_unanswered_box
. qa_unanswered_box_bottom{float:left;width:608px;padding:5px;background:url(http://images. articlesbase. com/qa/unanswered_que_bottom. png) bottom no-repeat}. qa_unanswered_box
. qa_new_question_content{float:left;width:405px;padding:5px
10px 5px 45px}. qa_unanswered_box
h3{color:#2179d2;font-size:12px;font-weight:bold}. qa_unanswered_box h3
a{color:#2179d2;font-size:12px;font-weight:bold;text-decoration:none;line-height:18px}. qa_unanswered_box h3 a:hover{text-decoration:underline}. qa_unanswered_box
. qa_meta{padding:5px
0;font-size:11px;color:#666}. qa_unanswered_box . qa_meta
a{color:#2179d2;text-decoration:none}. qa_unanswered_box . qa_meta a:hover{text-decoration:underline}. qa_unanswered_box . qa_meta
span{color:#f90}. qa_unanswered_box
a. qa_answer_it{float:right;text-decoration:none;color:#2179d2;line-height:18px;font-size:12px;margin:15px
15px 0 0;display:inline;background:url(http://images. articlesbase. com/qa/answer_it_btn_right. png) right no-repeat}. qa_unanswered_box a. qa_answer_it
span{float:left;height:27px;padding:0
20px 0 8px;cursor:pointer;background:url(http://images. articlesbase. com/qa/answer_it_btn_left. png) left no-repeat}. qa_unanswered_box a. qa_answer_it:hover{text-decoration:underline}. qa_top_ans_holder{background:#fff;border:1px
solid #ccc;padding:0
!important;width:298px !important}. qa_top_ans_holder
. qa_top_ans{width:278px;float:left;padding:10px
10px 10px 10px}. qa_top_ans_holder
. qa_avatar_top_ans{float:left}. qa_top_ans_holder . qa_avatar_top_ans
span{float:left;background:#d3dded;font-size:18px;font-weight:bold;color:#fff;width:35px;height:32px;text-align:center;line-height:28px}. qa_top_ans_holder . qa_avatar_top_ans
img{float:left}. qa_top_ans_holder
. qa_top_ans_content{float:left;width:195px;padding-left:12px}. qa_top_ans_holder . qa_top_ans_content
h3{font-size:11px;font-weight:bold;color:#2179d2}. qa_top_ans_holder . qa_top_ans_content h3
a{font-size:11px;font-weight:bold;color:#2179d2;text-decoration:none;line-height:16px}. qa_top_ans_holder . qa_top_ans_content h3 a:hover{text-decoration:underline}. qa_top_ans_holder . qa_top_ans_content
p{color:333}. qa_top_ans_holder . qa_top_ans_content p
a{color:333}. qa_top_ans_holder . qa_top_ans_content p a:hover{color:333;text-decoration:none}. qa_top_ans_holder
. alt_row{background:#f8f8f8}. qa_articles_resources_holder{background:#fff;border:1px
solid #ccc;padding:0
!important;width:298px !important}. qa_articles_resources_holder
ul. qa_articles_resources{clear:both;background:url(http://images. articlesbase. com/qa/articles_resources_bg. png) 0px 0px repeat-y;width:298px;margin-top:1px}. qa_articles_resources_holder ul. qa_articles_resources
li{border-bottom:1px solid #fff}. qa_articles_resources_holder ul. qa_articles_resources li
a{font-family:Arial,Helvetica,sans-serif;text-decoration:none;color:#2179d2;display:block;padding:8px
0 9px 0}. qa_articles_resources_holder ul. qa_articles_resources li a
span{display:block;padding-left:20px;background:url(http://images. articlesbase. com/qa/articles_resources_icon. png) 4px 2px no-repeat}. qa_articles_resources_holder ul. qa_articles_resources li a:hover{background:url(http://images. articlesbase. com/qa/articles_resources_bg_active. png) repeat-y left}. qa_articles_resources_holder ul. qa_articles_resources li a:hover
span{background:url(http://images. articlesbase. com/qa/articles_resources_icon_active. png) 4px 2px no-repeat}. qa_articles_resources_holder ul. qa_articles_resources li
a. active{background:url(http://images. articlesbase. com/qa/articles_resources_bg_active. png) repeat-y left}. qa_articles_resources_holder ul. qa_articles_resources li a. active
span{background:url(http://images. articlesbase. com/qa/articles_resources_icon_active. png) 4px 2px no-repeat}. qa_ask_que_rp{float:left;background:#e7eef7;width:229px;border-bottom:1px solid #cecece}. qa_ask_que_rp
. qa_ask_que_content{float:left;width:221px;background:url(http://images. articlesbase. com/qa/ask_question_box_rp. png) top no-repeat;margin:5px
4px;display:inline;padding-bottom:0}. qa_ask_que_rp . qa_ask_que_content
textarea{color:#474747;font-size:12px;padding:5px
10px;width:200px;height:80px;margin:5px
0 12px;background:none}. qa_ask_que_rp . qa_ask_que_content
span{float:left;color:#ff6c00;padding-left:5px}. qa_ask_que_rp
a. qa_ask_btn{background:url(“http://images. articlesbase. com/qa/ask_btn_rp_right. png”) no-repeat scroll right center transparent;color:#666;display:inline;float:right;font-size:12px;line-height:18px;font-weight:bold;text-decoration:none;margin-left:4px}. qa_ask_que_rp a. qa_ask_btn
span{background:url(“http://images. articlesbase. com/qa/ask_btn_rp_left. png”) no-repeat scroll left center transparent;color:#666;cursor:pointer;float:left;height:27px;padding:6px
20px 0 30px}. qa_ask_que_rp
span. callout_small_home{display:block;background:url(“http://images. articlesbase. com/qa/ask_question_box_rp_chup. png”) no-repeat scroll left top transparent;width:11px;height:27px;float:right;margin-top: -8px}. qa_section_title{background:#f3f3f3;float:left;width:213px;padding:8px;border-top:1px solid #fff}. qa_section_title
h2{float:left;font-size:12px;font-weight:bold;color:#474747}. qa_section_title
a{float:right;color:#06c;text-decoration:none}. qa_section_title a:hover{text-decoration:underline}. qa_recent_que_rp{padding-top:0 !important}. qa_recent_que_rp
ul{float:left;padding:0
10px;border-bottom:1px solid #d5d5d5}. qa_recent_que_rp ul
li{background:url(http://images. articlesbase. com/qa/que_meta_divider. png) repeat-x bottom;padding:8px
0;float:left;width:209px;overflow:hidden}. qa_recent_que_rp ul
li. qa_last{background:none}. qa_recent_que_rp ul li
h3{font-size:11px;line-height:16px;color:#06c;background:url(http://images. articlesbase. com/qa/icon_que. png) left top no-repeat;padding:0
0 4px 27px;clear:both;width:178px;float:left}. qa_recent_que_rp ul li h3
a{font-size:11px;color:#06c;text-decoration:none}. qa_recent_que_rp ul li h3 a:hover{text-decoration:underline}. qa_recent_que_rp ul li
p{font-size:11px;color:#666;padding:2px
0 8px 3px;clear:both;width:205px;float:left}. qa_recent_que_rp ul li p a, . qa_recent_que_rp ul li p
strong{color:#06c;font-size:11px;text-decoration:none}. qa_recent_que_rp ul li p a:hover{text-decoration:underline}. qa_goto_qa{float:left;width:226px;height:26px;background:url(http://images. articlesbase. com/qa/goto_qa_btn. png) no-repeat;padding:5px
0 0 15px;margin-top:-1px;text-align:center;color:#2179d2}. qa_goto_qa
a{color:#2179d2;font-size:11px;text-decoration:none}. qa_goto_qa a:hover{text-decoration:underline}. qa_ask_que_wide_box_container{background:#f3f3f3;height:126px}. qa_ask_que_wide_box{width:448px;background:#f3f3f3 url(http://images. articlesbase. com/qa/ask_question_box_wide. png) center 10px no-repeat;height:120px}. qa_ask_que_wide_box
textarea{color:#474747;width:423px !important;padding:15px;margin:10px;font-size:12px;height:63px !important;margin-top:13px;margin-bottom:0}. qa_ask_que_wide_box_container
span{float:left;color:#ff7200;padding:10px
0 0 10px}. qa_ask_que_wide_box_container
input. ask_btn{float:right;width:101px;height:27px;background:url(http://images. articlesbase. com/qa/ask_btn_wide. png) no-repeat;margin:10px
10px 0 0;display:inline;line-height:15px;color:#666;font-weight:bold;font-size:12px;cursor:pointer}. box_title_left{color:#474747;font-size:12px;font-weight:bold}. ask_bottom{clear:both;background:url(http://images. articlesbase. com/signup_bottom. gif) bottom no-repeat;padding-bottom:1px}. ask_container{clear:both;border:1px
solid #ccc;border-bottom:none}. ask_container
. ask_title{background:#f7f7f7;padding:10px;font-size:12px;color:#333}. ask_bottom
. warnings{line-height:16px;background:#f7f7f7;padding:10px
10px 10px 10px;font-size:12px}. ask_bottom . warnings
p{color:#ff0101;padding:5px
10px}. ask_functions{background:#f7f7f7;clear:both;padding:10px
0 7px 0}. ask_functions
. req{float:left;padding-left:50px;color:#797979;line-height:22px}. ask_functions . req
span{color:#ff0101}. ask_functions
. ask_buttons{float:right;width:445px}. ask_functions
a. publish_question{background:url(“http://images. articlesbase. com/qa/answer_it_right. png”) no-repeat scroll right center transparent;color:#666;display:inline;float:right;font-size:12px;font-weight:bold;margin:17px
10px 0 0;text-decoration:none}. ask_functions a. publish_question
span{background:url(“http://images. articlesbase. com//qa/answer_it_left. png”) no-repeat scroll left center transparent;cursor:pointer;float:left;height:21px;padding:6px
20px 0 30px}. view_edit_table_empty{border-collapse:collapse;float:left}. view_edit_table_empty, . view_edit_table
th{border:1px
solid #ccc}. view_edit_table_empty td
div{position:relative;top:3px}#qa_answer_form
. warnings{background:none repeat scroll 0 0 #FFF;font-size:12px;line-height:16px;padding:10px
10px 10px 0;color:red}. qa_select_box_holder{display:inline;float:left}. qa_submit_ans_penname_dd{float:right;margin:20px
20px 0 20px}. qa_submit_ans_penname_dd
. dd_box{margin-left:5px;float:left}. qa_submit_comment_penname_dd{float:right;margin:20px
20px 0 20px}. qa_submit_comment_penname_dd
. dd_box{margin-left:5px;float:left}. qa_submit_ans_btn_loader{float:right;height:50px;padding-top:18px;padding-right:10px;width:10px}. qa_add_comment_btn_loader{float:right;height:50px;padding-top:18px;padding-right:10px;width:10px}. qa_questions_main_box
. paging{width:100%}. qa_report_question{height:365px;margin-top:20px;padding:5px;width:500px}. qa_report_question
label{font-weight:bold;font-size:13px;margin:4px}. report_loader{float:left;padding:5px
0 0 5px}. report_loader
img{float:left}. qa_report_question
. report_subject{border:1px
solid #EEE;height:100px;margin-top:5px;padding:5px}. qa_report_question . qa_report_content
. select{border:1px
solid #ccc;padding:5px;width:100%}. qa_report_question . qa_report_content
textarea{border:1px
solid #ccc;width:100%}. qa_submit_report_btn{float:right;clear:right}. qa_submit_report_btn
input{width:180px;height:27px;padding-left:25px;padding-bottom:2px;background:url(http://images. articlesbase. com/qa/submit_ans_btm. png) no-repeat;margin-top:12px;color:#666;font-weight:bold;font-size:12px;line-height:13px;text-align:left;cursor:pointer}. qa_report_question_block
. messages{line-height:16px;padding:10px
10px 10px 10px;font-size:12px;color:#090}. qa_report_question_block . messages
strong{font-weight:bold}. qa_report_question_block
. warnings{background:none repeat scroll 0 0 #FFF;font-size:12px;line-height:16px;padding:10px
10px 10px 0;color:red}. captcha_block{float:right;margin-top:10px}. captcha_block
img{float:left}. captcha_block
label{float:left}. captcha_block
input{float:left;border:1px
solid #ccc;padding:5px;width:140px}. qa_asked_questions{padding:20px;border:1px
solid #ccc;margin-bottom:5px;font-size:12px}. qa_asked_questions
ul{padding:10px
10px 10px 15px}. qa_asked_questions ul
li{list-style:circle}. qa_asked_questions ul li
a{text-decoration:none}. qa_asked_questions ul li a:hover{text-decoration:underline}#qa_right_col{float:right;width:304px}#qa_right_col
p{margin-bottom:10px}#qa_right_col
h2{font-size:14px;font-weight:bold;border-bottom:1px dotted #dddddf;margin-bottom:10px;padding-bottom:3px}#qa_right_col
h3{font-size:11px;color:#1674D1;font-weight:bold}#qa_ask_form
a. qa_answer_it{float:right;text-decoration:none;font-weight:bold;color:#666;font-size:12px;margin:17px
0 0 0;display:inline;background:url(http://images. articlesbase. com/qa/answer_it_right. png) right no-repeat}#qa_ask_form a. qa_answer_it
span{float:left;background:url(http://images. articlesbase. com/qa/answer_it_left. png) left no-repeat;height:21px;padding:6px
20px 0 30px;cursor:pointer}#qa_ask_form a. qa_answer_it:hover{text-decoration:underline}. qa_question_mark{float:left;width:61px;min-height:185px;_height:185px;padding:12px
0 0 0}h1. qa_related_header{border-bottom:1px dotted #dddddf;margin-bottom:10px}p. qa_related_question{font-size:12px;line-height:18px;margin:3px
0}p. qa_related_question
a{text-decoration:none;color:#1573D0;font-weight:bold;padding-left:18px;background:url(http://images. articlesbase. com/qa/bullet_arrow. png) left no-repeat}div. qa_related_question{display:block;font-size:12px;line-height:18px}. gray_related{background-color:#f6f6f6;padding:7px}. white_related{background-color:#fff;padding:7px}div. qa_related_question
a{text-decoration:none;color:#1573D0;font-weight:bold;padding-left:18px;background:url(http://images. articlesbase. com/qa/bullet_arrow. png) left no-repeat}div
. question_required{float:left;display:block;color:#999;font-size:10px;margin:3px
2px 0 59px}div
. remaining_characters{float:right;display:block;color:#FF7200;font-size:10px;margin:3px
2px 0 auto}textarea. qa_question_textarea{width:550px;height:100px;color:#666;font-size:12px;line-height:18px;margin:3px
0 6px 16px}. qa_answer_box
. ask_row{width:580px;float:right;padding:6px
5px 6px 0}. qa_answer_box . ask_row
. col_left{float:left;width:100px;padding-left:10px;text-align:left;line-height:23px;font-size:12px}. qa_answer_box . ask_row . col_left
label{width:100px}. qa_answer_box . ask_row
. col_right{float:right;width:450px;padding-left:5px}. qa_answer_box . ask_row
input. txt_box{border:1px
solid #ccc;padding:5px;width:433px;font-size:12px;border-radius:4px}. qa_answer_box . ask_row
select. txt_box{border:1px
solid #ccc;padding:5px;width:444px;font-size:12px;border-radius:4px}div. qa_required_hint{float:left;width:300px;margin-top:5px}span. required{color:red}. qa_bottom
#qa_ask_form{margin-top:10px;border-top:1px dotted #dddddf}. qa_bottom #qa_ask_form
a. qa_answer_it{float:right;text-decoration:none;font-weight:bold;color:#666;font-size:12px;margin:5px
10px 0 0;display:inline;background:url(http://images. articlesbase. com/qa/answer_it_right. png) right no-repeat}. qa_bottom
#qa_related_questions{float:left;width:646px;height:27px;background:url(http://images. articlesbase. com/qa/question_box_bottom_small. png) no-repeat}. qa_question_content
#qa_ask_form{float:left;width:526px;padding:22px
15px 15px 20px;position:relative}. qa_how_to_ask{border:none}. qa_how_to_ask
. qa_title{float:left;width:330px}. qa_how_to_ask . qa_title
h2{color:#333;font-size:18px;line-height:20px;font-weight:bold;padding:0
0 10px 0;clear:both;float:left;width:304px}#qa_right_col . qa_how_to_ask
. qa_howto_main_box{margin-bottom:15px}#qa_right_col . qa_how_to_ask . qa_howto_main_box
h3. qa_howto{border-right:1px solid #ccc;border-left:1px solid #ccc;font-size:11px;font-weight:bold;color:#0F71CC;padding:5px
5px 7px 19px;background:url(‘http://images. articlesbase. com/ok_icon. png’) 4px 7px no-repeat;clear:both}#qa_right_col . qa_how_to_ask . qa_howto_main_box
p. qa_howto{border-right:1px solid #ccc;border-left:1px solid #ccc;padding:5px;margin:0}#qa_right_col . qa_how_to_ask . qa_howto_main_box
p. white{background-color:#fff}#qa_right_col . qa_how_to_ask . qa_howto_main_box
h3. white{background-color:#fff}#qa_right_col . qa_how_to_ask . qa_howto_main_box
p. grey{background-color:#f6f6f6}#qa_right_col . qa_how_to_ask . qa_howto_main_box
h3. grey{background-color:#f6f6f6}#qa_right_col . qa_how_to_ask . qa_howto_main_box
. qa_howto_top{background:url(‘http://images. articlesbase. com/qa/bqbox_top. png’) no-repeat;clear:both;margin-bottom:-8px}#qa_right_col . qa_how_to_ask . qa_howto_main_box
. qa_howto_bottom{background:url(‘http://images. articlesbase. com/qa/bqbox_bottom. png’) no-repeat;clear:both}. qa_article_section_title{background:#e0e7f2;float:left;width:282px;padding:8px;margin:-10px 0 0 2px;border-left:1px solid #d5d5d5;border-right:1px solid #d5d5d5}. qa_article_section_title
h2{float:left;font-size:12px;font-weight:bold;color:#474747}. qa_article_section_title
a{float:right;color:#06c;text-decoration:none}. qa_article_section_title a:hover{text-decoration:underline}. qa_article_rp{padding-top:0 !important;margin:-2px auto auto 2px}. qa_article_rp
ul{width:278px;float:left;padding:0
10px;border:1px
solid #d5d5d5;margin:0}. qa_article_rp ul
li{background:url(http://images. articlesbase. com/qa/que_meta_divider. png) repeat-x bottom;padding:8px
0;float:left;width:276px;overflow:hidden}. qa_article_rp ul
li. qa_last{background:none}. qa_article_rp ul li
h3{font-size:11px;line-height:16px;color:#06c;background:url(http://images. articlesbase. com/qa/icon_que. png) left top no-repeat;padding:0
0 4px 27px;clear:both;width:250px;float:left}. qa_article_rp ul li h3
a{font-size:11px;color:#06c;text-decoration:none}. qa_article_rp ul li h3 a:hover{text-decoration:underline}. qa_article_rp ul li
p{font-size:11px;color:#666;padding:2px
0 8px 3px;clear:both;width:284px;float:left}. qa_article_rp ul li p a, . qa_article_rp ul li p
strong{color:#06c;font-size:11px;text-decoration:none}. qa_article_rp ul li p a:hover{text-decoration:underline}. qa_goto_qa_article{float:left;width:288px;height:31px;background:url(http://images. articlesbase. com/qa/goto_qa_btn_big. png) 2px 0 no-repeat;padding:5px
0 0 15px;margin-top:-1px;text-align:center;color:#2179d2}. qa_goto_qa_article
a{color:#2179d2;font-size:11px;text-decoration:none}. qa_goto_qa_article a:hover{text-decoration:underline}. qa_goto_qa_article_empty{float:left;width:288px;height:11px;background:url(http://images. articlesbase. com/qa/goto_qa_btn_big_short. png) 2px 0 no-repeat;padding:5px
0 0 15px;margin-top:-1px;text-align:center;color:#2179d2}. qa_article_question_box{float:left;width:794px;padding:0
0 5px 0;margin-top:15px;display:block;background-color:#E7EEF7}. qa_article_question_box
#qa_container{float:left;height:190px;margin-left:9px}. qa_article_question_box
. qa_top{float:left;width:794px;height:28px;background:url(http://images. articlesbase. com/qa/qa_form_title_bg. gif) no-repeat}. qa_article_question_box . qa_top
h2{font-size:12px;color:#474747;font-weight:bold;padding:8px
12px 6px}. qa_article_question_box #qa_container
. qa_right_panel_content{float:left;width:320px;padding:9px;margin:0
2px;display:inline}. qa_article_question_box
. qa_article_related{display:block;padding-top:0 !important;margin:35px
auto auto 2px}. qa_article_question_box . qa_article_related
ul{background-color:#fff;width:398px;float:right;padding:0
10px;margin:0
11px 0 0}. qa_article_question_box . qa_article_related ul
li{background:url(http://images. articlesbase. com/qa/que_meta_divider. png) repeat-x bottom;padding:8px
0;float:left;width:400px;overflow:hidden}. qa_article_question_box . qa_article_related ul
li. qa_last{background:none}. qa_article_question_box . qa_article_related ul li
h3{font-size:11px;line-height:16px;color:#06c;background:url(http://images. articlesbase. com/qa/icon_que. png) left top no-repeat;padding:0
0 4px 27px;clear:both;width:370px;float:left}. qa_article_question_box . qa_article_related ul li h3
a{font-size:11px;color:#06c;text-decoration:none}. qa_article_question_box . qa_article_related ul li h3 a:hover{text-decoration:underline}. qa_article_question_box . qa_article_related ul li
p{font-size:11px;color:#666;padding:2px
0 8px 3px;clear:both;width:284px;float:left}. qa_article_question_box . qa_article_related ul li p a, . qa_article_question_box . qa_article_related ul li p
strong{color:#06c;font-size:11px;text-decoration:none}. qa_article_question_box . qa_article_related ul li p a:hover{text-decoration:underline}. qa_article_question_box
. qa_ask_form{background:#f3f3f3}. qa_article_question_box
. qa_ask_form_narrow_top{width:340px;height:8px;margin-top:4px;background:url(http://images. articlesbase. com/qa/sprite_ask_question_box_narrow. png) top no-repeat;background-position:0px 0px}. qa_article_question_box
. qa_ask_form_narrow{float:left;width:340px;padding:10px
12px 0 0;margin:6px
0 0 0;background:url(http://images. articlesbase. com/qa/sprite_background_repeat_y. png) repeat-y;background-position:-778px 0px}. qa_article_question_box . qa_ask_form_narrow
. qa_ask_que_content{float:left;width:340px;height:129px;margin-left:5px;margin-top:5px}. qa_article_question_box . qa_ask_form_narrow
textarea{background:none;font-size:14px;color:#474747;padding:0
10px;width:317px;height:115px;margin:5px
0;overflow-y:auto}. qa_article_question_box
. qa_ask_form_narrow_bottom{float:left;width:340px;height:27px;background:url(http://images. articlesbase. com/qa/sprite_ask_question_box_narrow. png) bottom no-repeat;background-position:0px -10px}. qa_article_question_box . qa_ask_form_narrow_bottom div
span{font-size:11px;color:#ff7200;float:left;padding:7px
2px;margin-top:4px}. qa_article_question_box . qa_ask_form_narrow_bottom
a. qa_ask_btn{background:url(“http://images. articlesbase. com/qa/ask_btn_rp_right. png”) no-repeat scroll right center transparent;color:#666;display:inline;float:right;font-size:12px;line-height:18px;font-weight:bold;text-decoration:none;margin:12px
0 0 4px}. qa_article_question_box . qa_ask_form_narrow_bottom a. qa_ask_btn
span{background:url(“http://images. articlesbase. com/qa/ask_btn_rp_left. png”) no-repeat scroll left center transparent;color:#666;cursor:pointer;float:left;height:27px;padding:6px
20px 0 30px}. qa_article_question_box . qa_ask_form_narrow_bottom
span. callout_small_home{display:block;background:url(“http://images. articlesbase. com/qa/ask_question_box_rp_chup. png”) no-repeat scroll left top transparent;width:16px;height:27px;float:right;margin-top:6px}. qa_article_question_box
. qa_ask_form_wide_top{width:775px;height:8px;margin-top:4px;background:url(http://images. articlesbase. com/qa/sprite_ask_question_box_big. png) top no-repeat;background-position:0px 0px}. qa_article_question_box
. qa_ask_form_wide{float:left;width:764px;height:80px;padding:10px
12px 0 0;margin:6px
0 0 0;background:url(http://images. articlesbase. com/qa/sprite_background_repeat_y. png) repeat-y;background-position:0px 0px}. qa_article_question_box . qa_ask_form_wide
. qa_ask_que_content{float:left;width:775px;height:129px;margin-left:5px;margin-top:5px}. qa_article_question_box . qa_ask_form_wide
textarea{background:none;font-size:14px;color:#474747;padding:0
10px;width:754px;height:75px;margin:5px
0;overflow-y:auto}. qa_article_question_box
. qa_ask_form_wide_bottom{float:left;width:775px;height:27px;background:url(http://images. articlesbase. com/qa/sprite_ask_question_box_big. png) bottom no-repeat;background-position:0px -10px}. qa_article_question_box . qa_ask_form_wide_bottom
span{font-size:11px;color:#ff7200;float:left;padding:7px
2px}. qa_article_question_box . qa_ask_form_wide_bottom
a. qa_ask_btn{background:url(“http://images. articlesbase. com/qa/ask_btn_rp_right. png”) no-repeat scroll right center transparent;color:#666;display:inline;float:right;font-size:12px;line-height:18px;font-weight:bold;text-decoration:none;margin:9px
0 0 4px}. qa_article_question_box . qa_ask_form_wide_bottom a. qa_ask_btn
span{background:url(“http://images. articlesbase. com/qa/ask_btn_rp_left. png”) no-repeat scroll left center transparent;color:#666;cursor:pointer;float:left;height:27px;padding:6px
20px 0 30px}. qa_article_question_box . qa_ask_form_wide_bottom
span. callout_small_home{display:block;background:url(“http://images. articlesbase. com/qa/ask_question_box_rp_chup. png”) no-repeat scroll left top transparent;width:11px;height:27px;float:right;margin-top:2px}]]>C){w. yPosition=C;r(“updated entry: “+b(w),1)}}else{w={url:B,isBackground:y,yPosition:C,isInlined:x. isInlined};D[B]=w;r(“new entry: “+b(w),1)}}function v(z){if(z. tagName){if(z. src){if(z. tagName==”IFRAME”){t(o. list_iframes,z,z. src,false)}else{if(z. tagName==”IMG”||z. tagName==”INPUT”||z. tagName==”TABLE”){t(o. list_images,z,z. src,false)}}}var y=u(z);if(y){t(o. list_images,z,y,true)}var A;if(n){A=z. children}else{A=z. childNodes}for(var x=0;x
Free Online Articles Directory
Why Submit Articles?
Top Authors
Top Articles
FAQ
ABAnswers
Publish Article
Login
Login via
Register
Hello
My Home
Sign Out
Email
Password
Remember me?Lost Password?
Home Page > Finance > Investing > What are mortgage backed securities?
What are mortgage backed securities?
Edit Article |
Posted: Jul 31, 2010 |Comments: 0
|
When a person purchases mortgage backed securities, he or she is essentially buying a stream of cash flows from a pool of mortgages. This cash flow is comprised of the mortgage payments that the homeowners make to the mortgage lender, typically a bank. Rather than waiting for each homeowner to make his or her monthly payments over possibly 30 years, a bank may decide to sell its interest in a group of mortgages at some discount in order to increase their short-term cash holdings. This allows it to make more loans and thereby expand its business as a lender.
Ultimately, some company or organization will take a group of mortgages and sell bonds to investors that provide them with the right to certain portions of the payments relating to those mortgages. These are referred to as mortgage backed securities (“MBS”). MBS are primarily sold by three government sponsored companies: Ginnie Mae, Fannie Mae and Freddie Mac. However, as MBS investing became more popular, MBS offered by non-government related entities grew substantially over time. While the federal government guaranteed the timely payment of principal and interest relating to Ginnie Mae, Fannie Mae and Freddie Mac mortgage pools, this did not extend to other non-agency MBS. As a result, they contained greater risk due to the possibility of default.
The government sponsored MBS, referred to as agency MBS, do not have default risk. This was questionable during the recent mortgage backed securities crisis when some believed that the U. S. government might refuse to assume the obligations of Ginnie Mae, Fannie Mae and Freddie Mac if they became insolvent since the amount involved was possibly huge. However, this concern disappeared as the extent of the financial crisis became known. Even when there is default risk, as in the case of non-agency MBS, it is diversified significantly due to the investment consisting of many mortgages rather than just one or a few.
However, even if there is no default risk, investors in agency mortgage backed securities are subject to prepayment risk. Unlike many types of loans, mortgages generally permit the borrower to prepay up to the entire loan amount early. When this occurs, no more interest accrues on the mortgage. While an investor in MBS will receive his or her allocation of the principal payment relating to the prepaid mortgage, this usually puts the investor at a disadvantage. This is because mortgage prepayments typically occur when a homeowner refinances his house because mortgage rates have dropped. Yet, if this occurs, the MBS investor is left with his or her cash position again with less promising bond investment opportunities due to the drop in interest rates.
Just like a birthday cake, the cash that flows from a pool of mortgages can be cut into many different sized “slices” depending on an investor’s appetite for risk and desired return. Those who issue MBS have been very creative in creating different types of investments that appeal to different investment goals. Some of principal types available include the following:
1. PACs (planned amortization class tranche): a class or tranche that has priority in receiving payments from the mortgage pool provided that mortgage prepayments occur within a specific range. This reduces the prepayment risk, which is absorbed by the other classes, typically referred to as companion or support tranches. Because the support tranches assume higher risk, they have higher yields.
2. TACs (targeted amortization class tranche): a class or tranche that is similar to a PAC in that it is protected from higher than anticipated mortgage prepayments. However, TACs are not protected if prepayments fall below a certain level. Thus, there is more risk associated with a TAC investment.
3. Floaters: a class or tranche that has a variable interest rate that is based upon some reference rate plus a spread, subject to specific minimum and maximum ranges. This investment essentially acts like an adjustable rate mortgage, except it is an asset rather than debt. Because payments adjust with fluctuations in interest rates, interest rate risk is minimal. Since this risk is reduced, yield is lower. Non-floating tranches of a mortgage pool assume the interest rate risk that the floating tranche avoids, thus they are very interest rate sensitive.
4. Inverse Floaters: a class or tranche that receives payments that are inversely related to interest rates, which is essentially the opposite of a floater. Thus, as interest rates fall, the price and yield of an inverse floater increases. They are often issued in combination with floaters as tranches in a mortgage pool since their payouts can offset each other.
5. Strips: to create two types of bond classes from a pool of mortgages, the mortgages are divided, or stripped, into their two constituents: principal and interest.
a) The PO, or principal only tranche, receives just the principal portion of the mortgage payments. The yield of a PO strip depends on how quickly mortgages are prepaid by the borrowers. The quicker they are prepaid, the higher the yield. This investment gains value if interest rates fall and prepayments increase due to increased mortgage refinancing.
b) The IO, or interest only tranche, receives just the interest portion of the mortgage payments. The yield of an IO strip also depends on how quickly mortgages are prepaid by the borrowers. The quicker they are prepaid, the lower the yield. This investment retains or gains value if interest rates increase and prepayments are low since borrowers continue to make interest payments each month.
Keep in mind that there are other types of mortgage backed securities as well and that some of the types mentioned can be combined to form other new types. For example, one could purchase inverse IO floaters or PAC inverse floaters. In essence, the division of mortgage pool payments into various types of cash flow streams is only limited by the creativity of the human mind.
Retrieved from “http://www. articlesbase. com/investing-articles/what-are-mortgage-backed-securities-2939222. html”
(ArticlesBase SC #2939222)
Watch your traffic increase just by submitting articles with us, click here to get started.
Liked this article? Click here to publish it on your website or blog, it’s free and easy!
Greg Yanke –
About the Author:Greg Yanke is a semi-retired corporate and securities lawyer who studies topics in the fields of law, ethics, investing, and business, and observes how they interrelate. He holds political science and law degrees from the University of British Columbia in Vancouver, Canada and an MBA from Arizona State University in Tempe, Arizona. You can view Greg’s Investment Rethink blog at http://www. investmentrethink. blogspot. com
Questions and Answers
Ask our experts your Investing related questions here. . .
Ask
200 Characters left
Who is fannie mae and freddie mac?
Does my loan belong to freddie mac?
How many calories are in tic tacs ?
Rate this Article
1
2
3
4
5
vote(s)
0 vote(s)
Feedback
RSS
Print
Email
Re-Publish
Source: http://www. articlesbase. com/investing-articles/what-are-mortgage-backed-securities-2939222. html
Article Tags:
mortgage backed securities, fannie mae, freddie mac, ginnie mae, default risk, prepayment risk, pacs, tacs, floaters, inverse floaters, tranche, strips, io tranche, po tranche
Related Videos
Latest Investing Articles
More from Greg Yanke
The Attraction of the Mortgage Backed Securities Market
DoubleLine president and former TCW Total Return manager Philip Barach on why he and colleague Jeffrey Gundlach were attracted to the mortgage-backed securities market. (07:55)
Covered Bond vs. Mortgage Backed Securities
Neel Kashkari begins a discussion of home mortgage finance with a presentation on covered bonds, a mortgage financing tool advocated by the U. S. Department of Treasury. (02:46)
Learn about Mortgage-Backed securities II
Khan Academy Presents: Part II of the introduction to mortgage-backed securities (09:35)
Learn about Mortgage-Backed Securities I
Khan Academy Presents: Part I of the introduction to mortgage-backed securities (07:57)
Learn about Mortgage-Backed securities III
Khan Academy Presents: More on mortgage-backed securities (09:18)
Investing In Oil For 2011 – Wise Investment?
Investing in Oil in 2011 has been considered by many investors at the start of the year. Especially with the Egypt protests and a possible crisis in the Suez canal. But is investing in oil so early in the year a wise decision?
By:
jiml
Finance>
Investingl
Feb 23, 2011
ONE 24 – A Retirement Plan Review
With state and federal retirement plans now in jeopardy, many people in this country are beginning to look at other options for retirement. One company which offers an opportunity to replace social security as a form of income, is ONE24. On his opening video of the company website, One24 owner Mark Seyforth discusses his 18 month program whereby anyone has the potential to earn $100,000 or more
By:
Rick Jamesl
Finance>
Investingl
Feb 23, 2011
How To Make Money in the Stock Market Today
If you want to learn how to make money in the stock market, keep in mind some basic rules so you understand the risks and the potential returns over the short and long terms. Never invest money you cannot afford to lose, and stay within your means and risk levels.
By:
Chris Mendettal
Finance>
Investingl
Feb 23, 2011
Commodity Trading – Advantages & Disadvantages
Commodity futures markets allow commercial producers and commercial consumers to offset the risk of adverse future price movements in the commodities that they are selling or buying.
By:
Haril
Finance>
Investingl
Feb 23, 2011
Is The U. S. Dollar No Longer A Safe Haven?
Anytime the global market markets have come under pressure the U. S. Dollar has rallied higher as a safe haven trade. Investors will usually run and buy U. S. Dollars as a form of security. After all the dollar is the world’s reserve currency. However, since the protests and riots began in the Middle East over a month ago the U. S. Dollar Index has declined lower. This is very uncharacteristic of what we have seen over the past 10 years. Usually, when the U. S. Dollar Index declines the stock market
By:
Nicholas Santiagol
Finance>
Investingl
Feb 23, 2011
Portfolio Turnover Rates: the one thing you won’t know about your funds?
An article exploring where Portfolio Turnover rates are excessive, hidden costs can be charged on funds.
By:
Matthew Morrisl
Finance>
Investingl
Feb 23, 2011
Some Commonly Asked Questions About The EB-5 Visa Program
The EB5 visa program gives a unique opportunity for immigrants to come live in the United States. Many of these prospective immigrants have questions about the program and how it works. Let’s answer some of the most common questions asked by foreigners considering the EB-5 Visa program.
By:
Stanley Hermosillol
Finance>
Investingl
Feb 23, 2011
Living the American Dream
Dreaming of permanently living in the United States can be a reality if you are approved for a Green Card Visa. Applying for this visa, however, is not that easy since there are lots of requirements, and you need to be a citizen of the government’s pre-approved countries. Once you acquire your green card and permanent residency card, you can bring your whole family to live with you.
By:
Stanley Hermosillol
Finance>
Investingl
Feb 23, 2011
Is a Hindenburg Omen Signal a Cause for Concern?
The Hindenburg Omen, a technical indicator that has preceded every major stock market drop in the last 25 years, occurred on August 12, 2010. Is it time to panic and sell all your stocks?
By:
Greg Yankel
Finance>
Investingl
Aug 15, 2010
Fast Food Ethics – Sad News for the Happy Meal
McDonald’s has recently been under attack for using toys as a marketing tool to promote its unhealthy Happy Meals. Is McDonald’s being unfairly singled out? And, in any event, is governmental involvement and legislation the appropriate response to resolve the ethical issues surrounding fast food marketing?
By:
Greg Yankel
Business>
Ethicsl
Jul 21, 2010
lViews: 356
BP’s Stock Price and Market Lessons
In the initial aftermath of the gulf oil spill, BP’s stock price plummeted and many investment advisors felt that this provided a great buying opportunity. While their reasoning seemed rational, the stock continued to fall drastically. Why were they so mistaken?
By:
Greg Yankel
Finance>
Investingl
Jul 05, 2010
lViews: 120
The Martha Stewart Stock Scandal: Misinformation Persists
Was Martha Stewart really convicted of insider trading? The answer points to a reoccurring business ethics lesson.
By:
Greg Yankel
Business>
Ethicsl
Jun 23, 2010
lViews: 1,036
BP’s Gulf Oil Spill: Where Ethics and Legal Advice Collide
As oil continues to rise to the surface in the Gulf of Mexico, BP’s reputation continues to fall. BP has made the mistake of placing its legal position at the center of its public relations message rather than an ethical response.
By:
Greg Yankel
Business>
Ethicsl
Jun 02, 2010
lViews: 4,424
P/E Ratios: Beware of the “E”!
Using the price-to-earnings ratio as a tool to select investments is problematic. This is especially true in the current environment where the measurement of earnings, whether past or projected, may be inaccurate.
By:
Greg Yankel
Finance>
Investingl
May 27, 2010
In the Goldman Sachs Case, the Media is Asking the Wrong Question
While the media is focusing on whether or not Goldman Sachs broke the law when it got involved in shorting an investment it was concurrently selling, the real issue is the ethical one.
By:
Greg Yankel
Business>
Ethicsl
May 23, 2010
lViews: 215
Add new Comment
Your Name: *
Your Email:
Comment Body: *
Verification code:*
* Required fields
Submit Your Articles Here It’s Free and easy
Sign Up Today
Author Navigation
My Home
Publish Article
View/Edit Articles
View/Edit Q&A
Edit your Account
Manage Authors
Statistics Page
Personal RSS Builder
My Home
Edit your Account
Update Profile
View/Edit Q&A
Publish Article
Author Box
Greg Yanke has 8 articles online
Contact Author
Subscribe to RSS
Print article
Send to friend
Re-Publish article
Articles Categories
All Categories
Advertising
Arts & Entertainment
Automotive
Beauty
Business
Careers
Computers
Education
Finance
Food and Beverage
Health
Hobbies
Home and Family
Home Improvement
Internet
Law
Marketing
News and Society
Relationships
Self Improvement
Shopping
Spirituality
Sports and Fitness
Technology
Travel
Writing
Finance
Accounting
Banking
Credit
Currency Trading
Day Trading
Debt Consolidation
Insurance
Investing
Loans
Mortgage
Personal Finance
Real Estate
Taxes
Wealth Building
Need Help?
Contact Us
FAQ
Submit Articles
Editorial Guidelines
Blog
Site Links
Recent Articles
Top Authors
Top Articles
Find Articles
Site Map
Mobile Version
Webmasters
RSS Builder
RSS
Link to Us
Business Info
Advertising
Use of this web site constitutes acceptance of the Terms Of Use and Privacy Policy | User published content is licensed under a Creative Commons License. Copyright © 2005-2011 Free Articles by ArticlesBase. com, All rights reserved.
0){for(var u=0;u0){var B=h. shift();w. parentNode. appendChild(B)}for(var z=0;z
]]>
]]>
]]> 0 && $. browser. msie ) {
var ie_version = parseInt($. browser. version);
if(ie_version